Dear Dave Ramsey,
You have an incredible plan for getting finances back on track. I thank you for all the time and effort that you've put into your books and programs and your radio show. It's been a huge help to my family. We're not die-hard in our commitment to your ideas, but we've learned a lot. And for that, I thank you.
I'm writing this note, though, to let you know that I am preparing to do something fiscally irresponsible and I don't feel one bit bad about it. I just wanted to let you know because I feel like we're sort of connected, you and I. All that time we've shared together preparing envelopes, you know.
This Saturday, my husband and I will be blowing a portion of our economic stimulus package at a really outrageously priced restaurant. Alone. In the end, we will have nothing to show for it. The money will simply be ... gone. Our debt will not be increased, but it won't be decreased, either. I know that this disappoints you, Mr. Ramsey. I know that you think we should keep whittling away at that debt until we're in the clear, and that anything else is irresponsible. But I'm o.k. with that.
My husband and I are walking out of a tough time of focusing on everything but our relationship. We're working hard to reconnect. I know that you value financial peace, but I also know that you value marital harmony. In truth, we could pack a picnic and head to the lake for the evening. But you know what? I don't want to. I don't want the mess of throwing together a meal and packing it. I don't want bugs and grass. I want to have fun that lets me get dressed up, go out with my prince and pretend to be a princess for a few hours. I want candles and servers who call me ma'am.
So that's what we're doing. Sorry to disappoint you, sir.